What Is Your Financial Blueprint?

Have you ever wondered why you spend money the way you do? Do you marvel at how some people easily attract money while others struggle financially? The long yet concise answer is their financial blueprint. This article will discuss the meaning of an economic blueprint and how it influences your financial choices.

Understanding Your Financial Blueprint?

I first encountered this concept in the book, ‘Secrets of the Millionaire Mind’ by T Harv Eker. It is a great read, and I highly recommend grabbing a copy. It revolutionized how I think about money. So, if this is the first time you have heard about this, let me break it down for you nice and easy.

If you were building a house, a bungalow or a maisonette, you would need a blueprint. What many people refer to as a floor plan to guide you. A blueprint is a plan that guides people’s actions in a particular direction to achieve a pre-determined goal. Thus, a financial blueprint is a guide that influences how you attract and ultimately use money.

How Is Your Financial Blueprint Formed?

Whether you realize it or not, we all have a financial blueprint. Research shows that our financial blueprint was programmed into us within the first seven years of our lives by our caregivers. For example, if the topic of money leads to constant arguments in your home, you are more likely to be money-verse. You don’t like it and can’t talk about it. Also, if you grew up in a poor household, you may think money is scarce and hard to come by.

In his book, T Harv Eker says that people’s financial blueprint mirrors that of their parents. And in some cases, it can manifest as a rebellion against their caregivers. To understand your financial blueprint, look at your parents and how they handle money.

How Was Your Financial Blueprint Programmed Into You?

When you were born, you had no preconceived notions about anything. However, now, as an adult, you have ideas and beliefs that you would die for. How did this come to be? Conditioning. As you were growing up, your brain was like a sponge, soaking up everything and anything you saw and heard. Your brain collects and stores data that now shapes how you think and live. All that data forms your financial blueprint.

Here are the three main ways your financial blueprint was instilled in you.

1. Verbal Conditioning.

What did you hear about money and wealthy people as a child?

Did you hear phrases like, “Money does not grow on trees, they are filthy rich, money is the root of all evil, money can’t buy happiness, the rich also cry, we can’t afford it, Rich people are greedy, I don’t have money, that’s not for people like us, money talks, there is never enough, we can’t be rich, save money for a rainy day…” among others?

The statements you heard about money as a child remain in your subconscious mind. They form a part of the blueprint that runs your economic life. Yikes!!

2. Behavioural Conditioning.

What did you see as a child?

How did your parents handle money in your household? Think about it, were they spenders or savers? Were they shrewd investors or living paycheck to paycheck? Was money abundantly available? Did money come easily into your household, or was it a constant struggle? Were there seasons when money overflowed in your household then, followed by a drought season such that you couldn’t afford your basic needs? What was your parents’ attitude towards money? Did they spend it all or save it all?

Have you ever heard of the phrase, monkey see, monkey do? Well, this statement is the absolute truth when it comes to the financial blueprint.

3. Crucial Life Experiences.

What significant financial experiences shaped your beliefs about money?

Most of what shapes our worldview today is an accumulation of experiences, emotions and reactions. When we talk about trauma, this is what it means. Did something shake you to your core and leave a permanent print on how you view money and the people who yield it?

Examples of How Your Financial Blueprint Can Manifest In Your Adult Life?

In the book, ‘Secrets of the Millionaire Mind’, Harv Eker shares an example of how conditioning and trauma influenced the financial decisions of many people he interacted with. Take the case of Josey, an operating room nurse with an excellent income but somehow managed to spend it all. She associated money with pain and subconsciously got rid of it. When she was 11 years old, her father died of a heart attack while having a bitter argument about money with her mom.

Not to say that every spender has a horrific story like Josey, but emotions are the primary trigger of how we use money. The irony is that you grow up and know better. But still, in a battle between logic and emotions, your subconscious mind will always choose your emotions. Perhaps you grew up sharing shoes with your siblings, and now, with every little money you get, you buy shoes. You have a closet full of shoes you don’t wear but can’t help buying more.

Or you save every penny that comes your way because your father used to squander all the money, and you had to struggle to buy groceries. Either way, you replicate the money cycles you grew up with. You can either mirror or rebel. If you grew up in a household where money was abundant, and talks of saving and investing were rampant, and you are mirroring that, your financial blueprint is excellent. However, if that was your household and you are rebelling, you are in big trouble.

Luckily, if you are unhappy with your financial blueprint, you can revise it. You can recondition yourself and install new beliefs that will form the base of your new economic blueprint. Here’s how!

Have you ever heard of a financial blueprint? How does it manifest in your life? Share your experiences in the comments below. ♥