Whether you know it or not, we all have a financial blueprint ingrained in us from childhood. It influences how we think about money, wealth and financial success as adults. It explains why we handle money the way we do.
Just like the puppet master uses a string to control his puppets, so does our financial blueprint. It is a subconscious string that controls our thoughts, feelings, and actions around money. A default setting that has a significant influence and impact on our economic life.
Your financial blueprint is a combination of past experiences, emotions, and experiences surrounding money. Your upbringing sets your financial blueprint for high or low. For instance, if you grew up in abject poverty, you most likely think money is scarce and never enough.
And if you grew up living from pay check to pay check, you are most likely re-creating that cycle in your adult life. Fortunately, if your financial blueprint is terrible, you can reverse it. You can reprogram your mind and install new financial beliefs that serve your current financial goals. Here’s how to go about it.
1. Awareness: Recognising Your Financial Patterns.
You can’t change something that you don’t know exists. Therefore, take time to reflect on your money habits. Are you a spender or a saver? Do your investments flourish or flop? How do you feel about money? Do you fear, despise or cherish it? Whatever your answer is, that is your blueprint.
Examine the financial statements and beliefs you absorbed in your childhood. What did you hear about money when you were growing up? Were they positive or negative? Write them down and analyse how they are connected to your current behaviour. Also, re-examine your caregivers’ influence on how you use money and evaluate if it serves your current financial purpose.
Lastly, empower yourself with knowledge. Read articles and personal finance books that challenge your financial mindset. That way, you expose yourself to new and different perceptions of money and wealth.
2. Understanding: Reframing Your Money Beliefs.
You can’t hate yourself to growth; you can only love yourself to evolution. Many people don’t understand that most of our financial responses come from repetitive and mindless habits we have developed over the years.
We also don’t understand that our perceived notions of money and wealth are not our own. Outside influences programmed them, such as our parents and society. Therefore, once we comprehend that, we realise these beliefs are not set in stone and can be changed.
As you navigate this process, extend grace to yourself and your caregivers. They probably didn’t know better and inherited their money habits, too. We also need to be compassionate with ourselves in this journey. After all, Rome wasn’t built in a day.
3. Disassociation: Breaking Free from Limiting Beliefs.
To create a financially abundant future, you must detach from present negative money patterns. Take a critical look at your money habits and beliefs and identify those that no longer serve you. Let them go and consciously choose new ones.
In addition, disassociate from your guardians’ beliefs towards money. Realise that they are not yours, especially if they don’t serve your new financial purpose and goals. Just because you’ve been hard-wired to behave in a certain way doesn’t mean that’s who you need to be permanently. You can make better choices that lead to financial freedom.
4. Reconditioning: Developing A Wealth Mindset.
A good place to begin reconditioning your mind is financial literacy. It will give you the start you need and help you map out our financial journey. So, grab a financial book or two and empower yourself. Take some time to study financial terminologies like saving, investing, bonds and market funds.
Secondly, observe your emotions. Do you feel anxious when people talk about money? Do you feel an uneasiness in your stomach when people talk about investing and saving? Carefully examine yourself, and you will learn about your growth points. For example, if you shy away from seeking new financial opportunities, you may have a fear of wealth and abundance. Don’t worry; all are fixable through mindset shifts and therapy.
5. Affirmations: Rewriting Your Money Story.
Lastly, affirm yourself. Create new beliefs to replace the old ones. If you think money is scarce, start saying it is everywhere and in abundance. Your subconscious mind believes what it hears repeatedly. Therefore, repeat positive money declarations and affirmations every morning and evening.
This way, the statements become familiar, and you subconsciously believe it is true. Subsequently, it will begin creating scenarios that affirm that new belief. Here are some money affirmations you can use:
- Money flows to me effortlessly and abundantly.
- I attract wealth and financial opportunities every day.
- I am financially empowered.
- I make smart money choices.
The Take Away.
Take charge of your financial future. You do not need to operate on autopilot anymore. Be intentional in your financial journey. Reframe your financial blueprint by cultivating positive money habits that lead to long-term economic success.
What is your financial blueprint? Let us know in the comments below.♥
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